Cash Management

Cash Management

Summary

Take control of your company's finances with these additional services designed to help you stay on top of your day-to-day financial dealings.

Interested in Cash Management for your business? Contact a Treasury Management Specialist for more information.

Please click here to see a complete list of Federal Holidays and Security Bank closures that will affect Treasury Management transactions.

Services:

Positive Pay™

Reconcile your checks electronically while helping to reduce the risk of check fraud by monitoring checks processed for payment against your account and rejecting unauthorized transactions. For more information, click here.

Balance Information Reporting

Through your own computer, access your accounts at any time to check balances, verify transactions, or do reconcilements. This easy access provides you with timely accuracy for forecasting and decision-making.

Telephone Banking

Access your accounts with any touchtone phone using Banking Betty, our 24-hour secure automated banking line. Call (432) 580-3100 or (800) 813-5352.

Wire Transfers

This service is the fastest, most efficient method for transferring money from one bank to another. Transfers improve your security and allow for immediate use of collected funds at another institution.

ACH Origination

Companies can make or receive electronic payments and drafts online using the Automated Clearing House.

Check Imaging

A statement is delivered to you with images of all your cleared and canceled checks.

Funds Transfer

Funds may be transferred between any of your Security Bank accounts.

Stop Payment

A stop payment order may be originated from your office.

Tax Payments

Using the Electronic Federal Tax Payment System (EFTPS), companies can make payroll and estimated income tax deposits quickly and efficiently.

Direct Deposit of Payroll

This service allows your company to quickly and efficiently transfer funds into an employee's checking account, no matter where they bank. This provides significant time and cost savings and eliminates the preparation and processing of checks. Direct deposit also strengthens your company's cash forecasting ability by minimizing the risk of lost, stolen, or forged checks.

Account Analysis

Security Bank attempts to structure your services to maximize the profitability of your banking relationship. Through analysis, your accounts will be grouped together to get the credit you deserve for the collected balances in all your accounts. This reduces the expense of keeping multiple accounts.