RealTunes Checking Account

RealTunes Checking


Load up with the latest songs, shows, apps, and more. This checking account gives you unlimited checking, plus up to $10 in iTunes® refunds every qualification cycle.*

We'll even refund nationwide ATM fees.* And with qualifications so simple, you're probably already doing them. Music to your ears!


  • Checking account with rewards
  • Earn up to $10 in refunds for iTunes® downloads each month*
  • Earn up to $10 in refunds for iTunes® downloads at signup
  • ATM fee refunds nationwide*
  • Unlimited checking
  • No minimum balance to maintain
  • Debit card
  • Online banking with bill pay
  • Mobile banking
  • eStatements
  • Telephone banking
  • $50 minimum deposit to open


Getting iTunes® refunds and ATM fee refunds each qualification cycle is easy! To earn your rewards, simply do the following activities in your RealTunes checking account during the monthly qualification cycle.

  • 10 debit card POS (point of sale) transactions post and settle per qualification cycle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Should you miss the qualifications in a cycle, don't worry — you can get the RealTunes rewards back the very next month you qualify! 

*Minimum deposit to open RealTunes account is $50. Earn up to $10 in iTunes® download refunds with initial account opening regardless of qualifications. Earn up to $10 in iTunes® download refunds each qualification cycle the minimum activity requirements are met. iTunes® download bonuses earned in a given qualification cycle will be applied to iTunes® purchases made, posted, and settled to your account the following qualification cycle and will be credited to your account (subject to limitations) the last day of the statement cycle in which the purchases post and settle. If you do not meet the qualifications during a qualification cycle, your account will still function as a checking account; however, it will not receive ATM fee refunds or iTunes® refunds for that time period. Downloads must be purchased with your debit card associated with your RealTunes account. Available to personal accounts only, and limited to individuals 18 and older. Qualifying transactions must post and settle the account during the qualification cycle. Transactions may take one or more business days from the transaction date to post and settle an account from the date the transaction is made.The "statement cycle" is the first business day of the month through the last business day of the month. The "qualification cycle" is the period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Therefore, the above mentioned minimum activity will be determined based upon transactions posted and settled one day prior to the last business day of the month. Transactions posted and settled on the last business day of the month will be counted toward minimum activity for the following qualification cycle.iTunes® is a registered trademark of Apple Inc. Apple Inc. is not a participant in or a sponsor of this program. ATM fee reimbursements up to $25 per qualification cycle and up to $5 per occurrence when minimum activity requirements are met during a qualification cycle. ATM fee refunds will be credited on the last day of the statement cycle. ATM processed transactions do not count towards qualifying debit card transactions. Security Bank is a strong advocate of the importance to protect the privacy of children online. Our website and services are not intended to be used by children under the age of 18. Security Bank is diligent in its compliance with laws and regulations regarding the privacy of children. Furthermore, Security Bank complies with the Children's Online Privacy Protection Act.