Skip to content

Get refunds for music, movies, and more when you shop with this free checking account.

Key Features

  • Refunds on Music & More
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fees
  • No Minimum Balance Requirements

Do you currently have an account with Security Bank?

  • Free checking that pays you to shop online
    • Earn up to $10 in refunds for iTunes® purchases every month*
    • Get up to $10 in refunds for iTunes purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly/up to $5 per occurrence)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Includes digital banking services:
    • Online banking with bill pay
    • Mobile banking with mobile deposit
    • eStatements
  • Free debit card
  • $50 minimum deposit to open

Here's How You Qualify

It's so easy to qualify, you're probably already doing it! Enrollments must be in place and all of the following transactions and activities must post and settle to your RealTunes Checking account during each Monthly Qualification Cycle:

  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's all there is to it. Even if you don't meet your qualifications during the cycle, your RealTunes Checking account is still free. And you can get right back to earning your rewards the very next month!

Do you currently have an account with Security Bank?

*Minimum deposit to open RealTunes account is $50. Earn up to $10 in iTunes®download refunds with initial account opening regardless of qualifications. Earn up to $10 in iTunes® download refunds each qualification cycle the minimum activity requirements are met. iTunes® download bonuses earned in a given qualification cycle will be applied to iTunes® purchases made, posted, and settled to your account the following qualification cycle and will be credited to your account (subject to limitations) the last day of the statement cycle in which the purchases post and settle. If you do not meet the qualifications during a qualification cycle, your account will still function as a checking account; however, it will not receive ATM fee refunds or iTunes® refunds for that time period. Downloads must be purchased with your debit card associated with your RealTunes account. Available to personal accounts only, and limited to individuals 18 and older. Qualifying transactions must post and settle the account during the qualification cycle. Transactions may take one or more business days from the transaction date to post and settle an account from the date the transaction is made. The "statement cycle" is the first business day of the month through the last business day of the month. The "qualification cycle" is the period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Therefore, the above mentioned minimum activity will be determined based upon transactions posted and settled one day prior to the last business day of the month. Transactions posted and settled on the last business day of the month will be counted toward minimum activity for the following qualification cycle.iTunes® is a registered trademark of Apple Inc. Apple Inc. is not a participant in or a sponsor of this program. ATM fee reimbursements up to $25 per qualification cycle and up to $5 per occurrence when minimum activity requirements are met during a qualification cycle. ATM fee refunds will be credited on the last day of the statement cycle. ATM processed transactions do not count towards qualifying debit card transactions. Security Bank is a strong advocate of the importance to protect the privacy of children online. Our website and services are not intended to be used by children under the age of 18. Security Bank is diligent in its compliance with laws and regulations regarding the privacy of children. Furthermore, Security Bank complies with the Children's Online Privacy Protection Act.