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APY = Annual Percentage Yield. Rates and APYs accurate as of December 2, 2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

RealRewards Checking*Learn More

Balance Tier Rate APY
0 to $25,000.99 1.05% 1.05%
$25,001.00 & up 0.05% 1.05% to 0.05%
All balances if qualifications not met 0.01% 0.01%
$250 minimum opening deposit

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your RealRewards Checking account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your RealRewards Checking account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

*Visit RealRewards Checking for more information

RealSaver*Learn More

Balance Tier Rate APY
0 to $25,000.99 0.50% 0.50%
$25,001.00 & up 0.05% 0.50% to 0.05%
All balances if qualifications not met 0.01% 0.01%
$250 minimum opening deposit

Qualifications to Earn Rewards

Qualifying for your RealRewards Checking rewards automatically qualifies you for the highest RealSaver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to RealRewards Checking account during each Monthly Qualification Cycle:

  • At least 1 direct deposit or ACH payment
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your RealRewards Checking accounts are still free. Plus, you'll still earn our base interest rate on RealSaver. And you can get right back to earning your full rewards the very next month!

*Visit RealSaver for more information